Terms of Service

Last updated: July 7, 2026

These Terms of Service (the "Terms") are a binding agreement between you and The Pinescript Connoisseur, LLC, doing business as "Jacob Does Money" ("we," "us," or "our"), covering your use of jacobdoesmoney.com (the "Site"), our emails and free materials, and any product or service we sell, including The $100K Freelancing Blueprint (the "Course"). By using the Site, joining our email list, or purchasing, you agree to these Terms and to our Privacy Policy and Earnings Disclaimer, which are incorporated here by reference. If you do not agree, do not use the Site or purchase.

1. Who we are & acceptance

The Site and Course are operated by The Pinescript Connoisseur, LLC. These Terms apply every time you access the Site, open our emails, or buy from us. We may offer additional products or services in the future; unless stated otherwise, these Terms apply to those as well.

2. Eligibility

You must be at least 18 years old (or the age of majority where you live) and able to form a binding contract to purchase or create an account. By purchasing, you represent that you meet these requirements and that the information you provide is accurate. The Site is intended for a general adult audience and is not directed to children.

3. Email list & free materials

When you opt in for a free resource, tutorial, or newsletter, you agree to receive emails from us, which may include educational content, updates, and promotional offers. Every marketing email includes an unsubscribe link, and you may opt out at any time. Free materials are provided for your personal use and are subject to the same intellectual-property and disclaimer terms as the Course.

4. What you're purchasing

The Course is a digital educational product: a self-paced program of video lessons, written materials, and templates about finding and winning freelance work on Upwork and similar platforms. It is educational only. It is not employment, a job, a business opportunity, a franchise, financial or investment advice, or a guarantee of any income or result. Buying the Course gives you access to information and strategy — it does not do the work for you and cannot guarantee that clients will hire you. See our Earnings Disclaimer.

5. Founding preorder & launch

The Course is currently offered as a founding preorder ahead of its launch on September 1, 2026. During the preorder period, the price rises on a published schedule shown on the Site. When you preorder, you reserve access at the price in effect at the time of your purchase, and that price is locked in for you — it will not increase later.

Access to the Course opens on or around the launch date. Lessons and modules may be released on a rolling schedule following launch; your access and your locked-in price remain in place regardless of the release cadence. Estimated dates are targets, not guarantees.

6. Pricing, payment & taxes

All prices are shown in U.S. dollars and are exclusive of any taxes unless stated. Payment is processed by our third-party payment processor, Stripe, Inc. ("Stripe"). We do not collect or store your full payment-card number; your payment information is handled by Stripe under its own terms and privacy policy. By completing a purchase, you authorize the charge shown at checkout and confirm you are authorized to use the payment method. You are responsible for any sales, use, VAT, or similar taxes that apply to your purchase. If a price is listed incorrectly due to an error, we may cancel or correct the order and refund any amount charged.

7. Refunds & 14-day guarantee

The Course includes a 14-day money-back guarantee. Because this is a preorder, the 14-day period begins when you receive access to the Course (on or after the launch date), not on the date of your preorder. To request a refund, email [email protected] within the guarantee window, from the email address you purchased with, and we will refund the amount you paid to your original payment method. This guarantee is in addition to, and separate from, the launch-cancellation commitment in Section 5.

The Course is a digital product delivered electronically. Except for the guarantee above and the launch-cancellation commitment, all sales are final. To the extent your jurisdiction grants a statutory cancellation or "cooling-off" right for digital content, by accessing the Course you request immediate performance and acknowledge that our guarantee applies in its place and is typically more favorable.

Chargebacks

If you have a problem with a purchase, please contact us first — we will make it right within the terms above. Initiating a chargeback or payment dispute instead of requesting a refund, in a manner inconsistent with these Terms, is a breach of this agreement; we reserve the right to suspend your access, dispute the chargeback with evidence of these Terms and your access, and recover related costs.

8. Your account & access

Access to the Course is granted to a single individual user and is personal to you. If we provide login credentials, you are responsible for keeping them confidential and for all activity under your account. You may not share, sell, transfer, or provide access to your account or the Course to anyone else. We may suspend or terminate access, without refund, if we reasonably believe your credentials are being shared or your account is being misused.

9. License & intellectual property

All Site and Course content — including videos, text, templates, scripts, graphics, logos, and the "Jacob Does Money" name and branding — is owned by us or our licensors and is protected by copyright, trademark, and other intellectual-property laws. On purchase, you receive a limited, personal, non-transferable, non-exclusive, revocable license to access and use the content for your own individual, non-commercial learning. You may not copy, download (except where a download is expressly provided), record, screen-capture, reproduce, republish, post publicly, distribute, resell, sublicense, or create derivative works from the content, and you may not use it to build or train any competing product or model. All rights not expressly granted are reserved. We may suspend or terminate your license, without refund, for any breach of this Section.

Copyright complaints

We respect intellectual-property rights and expect users to do the same. If you believe content on the Site infringes your copyright, send a notice with the information required under the Digital Millennium Copyright Act (DMCA) to [email protected], and we will respond as required by law.

10. Your content & feedback

If you submit reviews, testimonials, comments, questions, or other material to us or in any community space we operate, you grant us a worldwide, royalty-free, perpetual, irrevocable, sublicensable license to use, reproduce, and display that material in connection with the Site, the Course, and our marketing, including with your first name and general location if you provide them. You represent that you own or have the rights to what you submit and that it is truthful and does not violate anyone's rights. We are not obligated to use, and may remove, any submission. Any feedback or suggestions you give us may be used without restriction or obligation to you.

11. Acceptable use

You agree not to: (a) use the Site or Course for any unlawful purpose; (b) share access or credentials, or access on behalf of anyone other than yourself; (c) scrape, crawl, harvest, or use bots or automated means to access or copy content; (d) reverse-engineer, circumvent, or interfere with the Site's security or operation; (e) upload malware or attempt to gain unauthorized access; or (f) harass, abuse, or infringe the rights of us or others. We may investigate and take any action we deem appropriate, including suspending access and reporting to authorities.

12. Third-party platforms & services

The Course teaches strategies for third-party platforms, including Upwork, and the Site relies on third-party services (such as Stripe, our hosting provider, our email tools, and video hosting). We are not affiliated with, endorsed by, or sponsored by Upwork or any of these providers, and we do not control their rules, fees, features, availability, or decisions. Your use of any third-party platform is governed by that platform's own terms, and you are responsible for complying with them. We are not responsible for the acts, omissions, outages, or decisions of any third party, including account suspensions, fee changes, or the removal of a platform.

13. Affiliate & sponsored content

Some links on the Site or in our content are affiliate links, and some content may be sponsored. We may earn a commission or fee when you use those links or offers, at no additional cost to you. These relationships do not change the price you pay, and we only feature things we choose to feature. For details, see our Earnings Disclaimer & Disclosures.

14. No professional advice

Nothing on the Site or in the Course is financial, investment, legal, tax, accounting, or other professional advice, and nothing shared about markets, securities, or any personal portfolio is a recommendation or an offer to buy or sell anything. You are responsible for your own decisions and for seeking qualified professional advice where appropriate. See our Earnings Disclaimer.

15. Disclaimers

The Site and Course are provided "as is" and "as available," without warranties of any kind, express or implied, including any implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement, to the fullest extent permitted by law. We do not warrant that the Site or Course will be uninterrupted, timely, secure, error-free, or that any content is accurate, complete, or current. Some jurisdictions do not allow the exclusion of certain warranties, so some of these exclusions may not apply to you.

16. Limitation of liability

To the fullest extent permitted by law, we and our owners, contractors, and affiliates will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, or business, arising out of or relating to your use of (or inability to use) the Site or Course, whether based in contract, tort, or any other theory, even if we have been advised of the possibility of such damages. Our total aggregate liability for all claims relating to the Site or Course will not exceed the greater of the amount you actually paid us in the 12 months before the claim, or USD $100. Some jurisdictions do not allow certain limitations, so some of these may not apply to you.

17. Indemnification

You agree to defend, indemnify, and hold harmless us and our owners, contractors, and affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Site or Course, your content, your violation of these Terms, or your violation of any law or the rights of a third party.

18. Dispute resolution & arbitration

Please read this Section carefully — it affects your legal rights.

Informal resolution first

Before starting any formal proceeding, you agree to first email us at [email protected] with a description of the dispute and the relief you seek, and to give us 60 days to resolve it informally and in good faith. Most issues can be resolved this way.

Binding arbitration

If we cannot resolve a dispute informally, you and we agree that any dispute, claim, or controversy arising out of or relating to these Terms, the Site, or the Course will be resolved by final and binding individual arbitration, rather than in court, except as provided below. The arbitration will be administered by a recognized arbitration provider (such as the American Arbitration Association) under its consumer arbitration rules then in effect. The arbitration may be conducted by telephone, video, or written submissions, or in person in the county and state identified in Section 19. The arbitrator's decision may be entered as a judgment in any court of competent jurisdiction. This Section is governed by the Federal Arbitration Act.

Class-action & jury-trial waiver

You and we agree that each may bring claims against the other only in an individual capacity, and not as a plaintiff or class member in any purported class, collective, or representative proceeding. The arbitrator may not consolidate more than one person's claims and may not preside over any form of class or representative proceeding. You and we waive any right to a jury trial. If this class-action waiver is found unenforceable as to a particular claim, then that claim (and only that claim) will be severed and proceed in court, while all other claims remain in arbitration.

Exceptions

Either party may bring an individual claim in small-claims court if it qualifies. Either party may also seek injunctive or equitable relief in court to protect its intellectual property or confidential information. Nothing here prevents you from reporting concerns to a government agency.

30-day opt-out

You may opt out of this arbitration and class-waiver Section by emailing [email protected] with the subject line "Arbitration Opt-Out," including your name and the email you used to purchase, within 30 days of first accepting these Terms. Opting out will not affect any other part of these Terms.

19. Governing law & venue

These Terms and any dispute are governed by the laws of the State of Nevada, without regard to its conflict-of-laws rules, and by applicable U.S. federal law (including the Federal Arbitration Act). For any matter not subject to arbitration, or to enforce an arbitration award, you and we consent to the exclusive jurisdiction of the state and federal courts located in Clark County, Nevada.

20. Termination

We may suspend or terminate your access to the Site or Course at any time if you breach these Terms or if we reasonably believe your use poses a risk to us, other users, or third parties. On termination for breach, the license in Section 9 ends, and you must stop using the content. Sections that by their nature should survive — including intellectual property, disclaimers, limitation of liability, indemnification, dispute resolution, and governing law — survive termination.

21. Force majeure

We are not liable for any delay or failure to perform caused by events beyond our reasonable control, including acts of God, natural disasters, outages, failures of third-party services or platforms, labor disputes, or governmental actions.

22. Assignment

You may not assign or transfer these Terms or your access without our written consent. We may assign these Terms, in whole or in part, including in connection with a merger, acquisition, financing, or sale of assets, without restriction.

23. Electronic communications & notices

You consent to receive communications from us electronically — by email or by postings on the Site — and you agree that electronic communications satisfy any legal requirement that a communication be in writing. Notices to us should be sent to [email protected].

24. General

These Terms, together with our Privacy Policy and Earnings Disclaimer, are the entire agreement between you and us regarding the Site and Course, and supersede any prior agreements. If any provision is found unenforceable, it will be limited or removed to the minimum extent necessary and the rest will remain in effect. Our failure to enforce any provision is not a waiver of it. Headings are for convenience only.

25. Changes to these Terms

We may update these Terms from time to time. Changes take effect when posted, with an updated date above. If changes are material, we will take reasonable steps to notify you (for example, by email or a notice on the Site). Your continued use of the Site or Course after changes are posted means you accept them.

26. Contact

Questions about these Terms? Email us at [email protected].